Personal Finance 101: How to Manage Your Money
with CEU Certificate*
0Studentshave taken this course
Imagine you're going on a trip…It sounds odd, but your journey to understanding, growing and maintaining personal finance starts with your imagination. That's not all it takes, but, by imagining, dreaming and believing, these intangibles will begin to take shape.
Of course, you'll need tangible actions to achieve your results. After all, you can believe you want to go on a cruise, but until you step on the boat, you'll never get there.
During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel. Plan--maintain checking and savings accounts, create assessments in order to understand your financial standing and create a foundation for your financial standing, Execute-- manage debt, build and manage your credit score as well as balance accounts for future financial security--and finally, Travel--live your dream by generating wealth and controlling spending, making sound investments in stocks and bonds, and even begin starting and growing retirement accounts. These are your steps to financial freedom and you can achieve them all from within the comfort of your home. No matter where you are in your journey, by end of this course, you'll have a clear map to where you want to go and helpful hints to guide you along the way.
- Completely Online
- Instructor Support
- IACET CEUs
- 6 Months to Complete
- 24/7 Availability
- Start Anytime
- PC & Mac Compatible
- Android & iOS Friendly
Request More Information
Lesson 1: Introduction to Personal FinancesWhy is it important to be attentive to your personal finances?
Lesson 2: AssetsWhat does the word "plan" mean to you? Do you think of effort, action, or toil?
Lesson 3: Liquid and Non-Liquid AssetsThe term "liquid" means "the measure of the extent to which a person or firm has -- or has the ability to quickly put hands on -- cash to meet immediate and short-term obligations."
Lesson 4: CheckingChecking accounts are transaction accounts that allow you to authorize the transfer of money to another person or organization, either by writing a check, withdrawing cash, or by making an electronic transfer.
Lesson 5: Savings SavvyMotley Fool, a company whose purpose is to "educate, amuse, and enrich" says the number one rule for asset allocation is: "If you need the money in the next year, it should be in cash.
Lesson 6: Wireless BankingBanks are using the latest technologies to develop banking features and services that aim to give customers a user-friendly experience. Some of these banking innovations may change the way you manage your money.
Lesson 7: DebtThe first step in determining your place in the debt-to-comfort zone is to measure your expenditures -- your money outflow.
Lesson 8: Credit CardsCredit cards are the easiest and fastest way, by far, to pay for goods and services. Bills can even be paid by credit card.
Lesson 9: InvestmentsShould you always invest a portion of your savings in securities like stocks and mutual funds?
Lesson 10: LoansLoans come in as many varieties as there are people and circumstances.
Lesson 11: ConclusionYou're back from your dream vacation, tanned and relaxed. With any hope, your financial outlook is rosy. Review your itinerary and your journey through the three steps - plan, execute and travel.
Additional Course Information
- Document Your Lifelong Learning Achievements
- Earn an Official Certificate Documenting Course Hours and CEUs
- Verify Your Certificate with a Unique Serial Number Online
- View and Share Your Certificate Online or Download/Print as PDF
- Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
- Define what personal finances are and their importance on your life.
- Define your assets.
- Describe and define your liquid and non-liquid assets.
- Describe checking accounts, saving accounts, mobile banking.
- Define what your debt is.
- Summarize what credit cards are and how they can be both helpful and harmful.
- Identify investments.
- Summarize loans and what to look for, and
- Demonstrate mastery of lesson content at levels of 70% or higher.
|Lesson 1 Assignment||Assignment||25|
|Lesson 1: Introduction||Exam||9|
|Lesson 2 Assignment||Assignment||25|
|Lesson 2: Assets||Exam||10|
|Lesson 3 Assignment||Assignment||25|
|Lesson 3: Liquid and Non-Liquid Assets||Exam||10|
|Lesson 4 Assignment||Assignment||25|
|Lesson 4: Checking||Exam||9|
|Lesson 5 Assignment||Assignment||25|
|Lesson 5: Savings Savvy||Exam||10|
|Lesson 6 Assignment||Assignment||25|
|Lesson 6: Wireless Banking||Exam||9|
|Lesson 7 Assignment||Assignment||25|
|Lesson 7: Debt||Exam||10|
|Lesson 8 Assignment||Assignment||25|
|Lesson 8: Credit Cards||Exam||9|
|Lesson 9 Assignment||Assignment||25|
|Lesson 9: Investments||Exam||9|
|Lesson 10 Assignment||Assignment||25|
|Lesson 10: Loans||Exam||10|
|Lesson 11 Assignment||Assignment||25|
|Lesson 11: Conclusion||Exam||6|
- "The instructor was beyond excellent." -- Janet D.
- "The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
- "The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.
- "To be honest, just every thing was very well done....The instructer gave me great feedback." -- Henry N.
- "This is a great course. Very well designed and extremely helpful." -- Mohammad H.