Personal Finance 101: How to Manage Your Money

$50.00
no certificate

- OR -

$75.00
with CEU Certificate*

Start Right Now!

Taking multiple courses? Save with our platinum program.

11

Lessons
20

Exams &
Assignments
5

Hours
average time
0.5

CEUs
3,740

Students
have taken this course

Course Description

Imagine you're going on a trip…It sounds odd, but your journey to understanding, growing and maintaining personal finance starts with your imagination. That's not all it takes, but, by imagining, dreaming and believing, these intangibles will begin to take shape.

Of course, you'll need tangible actions to achieve your results. After all, you can believe you want to go on a cruise, but until you step on the boat, you'll never get there.

During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel. Plan--maintain checking and savings accounts, create assessments in order to understand your financial standing and create a foundation for your financial standing, Execute-- manage debt, build and manage your credit score as well as balance accounts for future financial security--and finally, Travel--live your dream by generating wealth and controlling spending, making sound investments in stocks and bonds, and even begin starting and growing retirement accounts. These are your steps to financial freedom and you can achieve them all from within the comfort of your home. No matter where you are in your journey, by end of this course, you'll have a clear map to where you want to go and helpful hints to guide you along the way.

Completely Online
Self-Paced
Printable Lessons
Full HD Video
6 Months to Complete
24/7 Availability
Start Anytime
PC & Mac Compatible
Android & iOS Friendly
Accredited CEUs

Universal Class is an IACET Accredited Provider

Related Courses

Business Budgeting 101: How to Plan, Save, and Manage

This course will show you everything you need to know about business budgeting and cost cutting. You will be introduced to the different aspects of business financial tools and will have an essential primer to current business trends in cost cutting...

$75.00
0.5 CEUs 5h
Investing 201: Intro to Commodity, Options, and Futures Markets

Can you predict which direction corn prices will go? Are you the type of person who enjoys taking risks? Do you want to be a part of an often fast-paced, emotional environment? A career in futures trading can lead to a great income and a large bank ...

$75.00
0.8 CEUs 8h
Understanding and Managing Your Personal Credit

Credit governs everyone's lives. It is what allows people to buy a house, get a car, have a credit card and generally live a life they cannot really afford. Sadly, many people get into a debt spiral that soon goes out of control. They have trouble k...

$75.00
0.5 CEUs 5h
Investing 101: Stocks, Bonds, and Mutual Funds

This course will help you demystify the stock market and start making money! Everyone yes, everyone is sure to find something suitable in the stock market to invest in. It doesn't matter if you are looking for a very safe investment to protect your...

$75.00
0.4 CEUs 4h
Business Math 101

This course takes you through an overview of the wonderful world of business mathematics. The course is designed for a person of any age and anywhere in the world. All that is required of the learner are a computer, a connection to the internet, a...

$75.00
1.2 CEUs 12h
QuickBooks 101

QuickBooks® Course Introduction QuickBooks® is an accounting software program created by Intuit® for small businesses and self-employed professionals. It can be used for almost all financial business processes. You can use it for ent...

$80.00
1.4 CEUs 14h
Debt Reduction

This course teaches the concept of debt reduction and shows students how to wisely manage credit and personal debt. It is based on the premises that there are a lot of lifestyle changes and financial decisions that one can make to take control of hi...

$75.00
1.0 CEUs 10h
Financial Analysis 101: Planning and Control

The crux of financial analysis lies with its purpose. It may be the company's focus on short-term liquidity or its long-term planning. Financial statements provide a picture of the company's financial condition. Forecasting involves analyzing these ...

$85.00
0.7 CEUs 7h
Understanding Financial Statements

Accounting is the language of business. However, the real language of business lies within accounting--inside the financial statements and financial reporting system. The purpose of this course is to provide a business financial communication tool. ...

$85.00
0.7 CEUs 7h
Operations Management 101

Operations Management is a dynamic field in which individuals with the right skills, knowledge and talent can take a business to new heights and have a direct impact on daily operations and company profitability. Nearly 40% of all jobs are in the ar...

$80.00
0.5 CEUs 5h
Habits of Millionaires

Today more than ever before, people from all walks of life are becoming millionaires. There are several explanations for this including the worth of the dollar, the internet, and the study of those who have become millionaires. Learning how a millio...

$75.00
0.5 CEUs 5h
Basic Math 101

Fear fractions no more. And learn whether to add first or multiply first in a string of operations. Whether you are struggling with basic math functions in a course today, you are taking a new job that demands understanding of math, or you simply ne...

$75.00
1.7 CEUs 17h
Microsoft Access 2016

Microsoft Access 2016 is an information management tool that allows you to store, report, and analyze information within a relational database. If you're trying to use Excel to manage large amounts of information, then chances are Microsoft Access w...

$95.00
1.2 CEUs 12h
Accounts Payable Management

This course is a training guide for the new manager of an accounts payable department. It will help you step into your new role and take a commanding and successful lead. This course will take what you know and enhance it by adding management princi...

$75.00
0.7 CEUs 7h
Accounts Receivable Management

Accounts Receivable management is a demanding job. You'll be making decisions that can make or break a company. Your role is unique and complex--one that is closely integrated into the overall customer service of your company. In this course, we'll ...

$75.00
0.5 CEUs 5h
Purchasing and Vendor Management 101

This concise course is designed to explore the institutional purchasing cycle for consumable materials, raw materials, spare parts, and capital assets. Additionally students will explore and develop a thorough understanding of the supplier/buyer rel...

$75.00
0.4 CEUs 4h
Payroll Management 101

There are many aspects that need to be covered when running a successful business. One of the most important aspects in any business is of course, payroll management. The members of the business involved in payroll management have unique responsibil...

$75.00
0.9 CEUs 9h
Accounting & Bookkeeping 101 for Everyone

Accounting & Bookkeeping 101 for Everyone is a course that covers the fundamentals of accounting with the newcomer in mind. Accounting is more than just memorizing terms and procedures; it's a whole new way of thinking about finances. This cours...

$90.00
3.2 CEUs 32h
Business Analysis

How can you make a significant difference in your organization? One way is to be part of a project that improves the company's performance or launches it in a new direction. The business analyst (BA) plays a key role in the development and execution...

$95.00
1.2 CEUs 12h

Course Lessons

Average Lesson Rating:

"Extraordinarily Helpful"

(1,766 votes)

Lesson 1: Introduction to Personal Finances

Why is it important to be attentive to your personal finances? 35 Total Points

Lesson 1 Video
Review 2 Articles: How to Do an Annual Financial Check-Up; Money Management Basics
Complete Assignment: An Introduction
Complete: Lesson 1 Assignment
Complete Exam: Lesson 1: Introduction

Lesson 2: Assets

What does the word "plan" mean to you? Do you think of effort, action, or toil? 35 Total Points

Lesson 2 Video
Review 2 Articles: 3 Principles of Personal Finance; Personal Finance 101
Complete: Lesson 2 Assignment
Complete Exam: Lesson 2: Assets

Lesson 3: Liquid and Non-Liquid Assets

The term "liquid" means "the measure of the extent to which a person or firm has -- or has the ability to quickly put hands on -- cash to meet immediate and short-term obligations." 12 Total Points

Lesson 3 Video
Review 2 Articles: What are Liquid Assets?; What Is Non-Liquid Inventory?
Complete: Lesson 3 Assignment
Complete Exam: Lesson 3: Liquid and Non-Liquid Assets

Lesson 4: Checking

Checking accounts are transaction accounts that allow you to authorize the transfer of money to another person or organization, either by writing a check, withdrawing cash, or by making an electronic transfer. 24 Total Points

Lesson 4 Video
Review 2 Articles: Tips for Protecting a Checking Account; Managing a Checking Account
Take Poll: Checking Account
Complete: Lesson 4 Assignment
Complete Exam: Lesson 4: Checking

Lesson 5: Savings Savvy

Motley Fool, a company whose purpose is to "educate, amuse, and enrich" says the number one rule for asset allocation is: "If you need the money in the next year, it should be in cash. 25 Total Points

Lesson 5 Video
Review Article: Basic Savings Account
Complete: Lesson 5 Assignment
Complete Exam: Lesson 5: Savings Savvy

Lesson 6: Wireless Banking

Banks are using the latest technologies to develop banking features and services that aim to give customers a user-friendly experience. Some of these banking innovations may change the way you manage your money. 9 Total Points

Lesson 6 Video
Take Poll: Wireless Banking
Complete Exam: Lesson 6: Wireless Banking

Lesson 7: Debt

The first step in determining your place in the debt-to-comfort zone is to measure your expenditures -- your money outflow. 12 Total Points

Lesson 7 Video
Review Article: Debt Elimination Tips
Complete: Lesson 7 Assignment
Complete Exam: Lesson 7: Debt

Lesson 8: Credit Cards

Credit cards are the easiest and fastest way, by far, to pay for goods and services. Bills can even be paid by credit card. 9 Total Points

Lesson 8 Video
Review Article: The Island Approach to Credit Cards
Take Poll: Credit Cards
Complete Exam: Lesson 8: Credit Cards

Lesson 9: Investments

Should you always invest a portion of your savings in securities like stocks and mutual funds? 9 Total Points

Lesson 9 Video
Review Article: Investments
Complete Exam: Lesson 9: Investments

Lesson 10: Loans

Loans come in as many varieties as there are people and circumstances. 10 Total Points

Lesson 10 Video
Review Article: Student Loan Consolidation Tips
Complete Exam: Lesson 10: Loans

Lesson 11: Conclusion

You're back from your dream vacation, tanned and relaxed. With any hope, your financial outlook is rosy. Review your itinerary and your journey through the three steps - plan, execute and travel. 84 Total Points

Lesson 11 Video
Review 2 Articles: 10 Tips for Staying on Budget; Tips on Saving Money
Take Poll: What do you think about this course?
Take Survey: Program Evaluation Follow-up Survey (End of Course)
Complete: Lesson 11 Assignment
Complete Exam: Lesson 11: Conclusion
Complete: Final Exam

264

Total Course Points

Learning Outcomes

By successfully completing this course, students will be able to:

Define what personal finances are and their importance on your life.
Define your assets.
Describe and define your liquid and non-liquid assets.
Describe checking accounts, saving accounts, mobile banking.
Define what your debt is.
Know what credit cards are and how they can be both helpful and harmful.
Identify investments.
Know loans and what to look for, and
Demonstrate mastery of lesson content at levels of 70% or higher.

Additional Course Information

Document Your Lifelong Learning Achievements
Earn an Official Certificate Documenting Course Hours and CEUs
Verify Your Certificate with a Unique Serial Number Online

View and Share Your Certificate Online or Download/Print as PDF
Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media

Course Title: Personal Finance 101: How to Manage Your Money

Course Number: 8900067

Languages: English - United States, Canada and other English speaking countries

Course Type: Motivational (Self-Paced, Online Class)

CEU Value: 0.5 IACET CEUs (Continuing Education Units)

CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).

Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.

Assessment Method: Lesson assignments and review exams

Instructor: John Chouinard

Syllabus: View Syllabus

Duration: Continuous: Enroll anytime!

Course Fee: $50.00 (no CEU Certification) || with Online CEU Certification: $75.00

Choose Your Subscription Plan

Course Only

One Course
No Certificate / No CEUs

$50

for 6 months

Add to Cart

Billed once
This course only

Includes certificate	X
Includes CEUs	X
Self-paced
Instructor support
Time to complete	6 months
No. of courses	1 course

Certificate Course

One Course
Certificate & CEUs

$75

for 6 months

Add to Cart

Billed once
This course only

Includes certificate
Includes CEUs
Self-paced
Instructor support
Time to complete	6 months
No. of courses	1 course

Platinum Yearly

ALL COURSES
Certificates & CEUs

$189

per year

You save 50%!

Start Now

Billed once
Includes all 500+ courses

Includes certificate
Includes CEUs
Self-paced
Instructor support
Time to complete	12 Months
No. of courses	500+

Platinum Monthly

ALL COURSES
Certificates & CEUs

$59 first month

$29.00 / each consecutive month thereafter

Start Now

Billed monthly
Includes all 500+ courses

Includes certificate
Includes CEUs
Self-paced
Instructor support
Time to complete	Monthly
No. of courses	500+

Student Testimonials

"This is a great course. Very well designed and extremely helpful." -- Mohammad H.
"The instructor was beyond excellent." -- Janet D.
"The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
"The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.
"To be honest, just every thing was very well done....The instructer gave me great feedback." -- Henry N.