Personal Finance 101: How to Manage Your Money

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11

Lessons
24

Exams &
Assignments
7

Hours
average time
0.7

CEUs
0

Students
have taken this course

Course Description

Imagine you're going on a trip…It sounds odd, but your journey to understanding, growing and maintaining personal finance starts with your imagination. That's not all it takes, but, by imagining, dreaming and believing, these intangibles will begin to take shape.

Of course, you'll need tangible actions to achieve your results. After all, you can believe you want to go on a cruise, but until you step on the boat, you'll never get there.

During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel. Plan--maintain checking and savings accounts, create assessments in order to understand your financial standing and create a foundation for your financial standing, Execute-- manage debt, build and manage your credit score as well as balance accounts for future financial security--and finally, Travel--live your dream by generating wealth and controlling spending, making sound investments in stocks and bonds, and even begin starting and growing retirement accounts. These are your steps to financial freedom and you can achieve them all from within the comfort of your home. No matter where you are in your journey, by end of this course, you'll have a clear map to where you want to go and helpful hints to guide you along the way.

Completely Online
Self-Paced
Instructor Feedback
IACET CEUs
6 Months to Complete
24/7 Availability
Start Anytime
PC & Mac Compatible
Android & iOS Friendly

Learning Outcomes

By successfully completing this course, students will be able to:

Define what personal finances are and their importance on your life.
Define your assets.
Describe and define your liquid and non-liquid assets.
Describe checking accounts, saving accounts, mobile banking.
Define what your debt is.
Know what credit cards are and how they can be both helpful and harmful.
Identify investments.
Know loans and what to look for, and
Demonstrate mastery of lesson content at levels of 70% or higher.

Universal Class, Inc. has been approved as an Accredited Provider by the International Association for Continuing Education and Training (IACET). In obtaining this approval, Universal Class, Inc. has demonstrated that it complies with the ANSI/IACET Standard which is widely recognized as the Standard of good practice internationally. As a result of their Accredited Provider status, Universal Class, Inc. is authorized to offer IACET CEUs for its courses that qualify under the ANSI/IACET Standard.

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Course Lessons

Average Lesson Rating: (1278 votes)

"Extraordinarily Helpful"

9/25/2016 12:06:04 PM

Lesson 1: Introduction to Personal Finances

Why is it important to be attentive to your personal finances? 35 Total Points

Lesson 1 Video
Review Article: How to Do an Annual Financial Check-Up
Review Article: Money Management Basics
Review Video: Last Week Tonight with John Oliver: Debt Buyers (HBO)
Complete Assignment: An Introduction
Complete: Lesson 1 Assignment
Complete Exam: Lesson 1: Introduction

Lesson 2: Assets

What does the word "plan" mean to you? Do you think of effort, action, or toil? 35 Total Points

Lesson 2 Video
Review Article: 3 Principles of Personal Finance
Review Article: Personal Finance 101
Complete: Lesson 2 Assignment
Complete Exam: Lesson 2: Assets

Lesson 3: Liquid and Non-Liquid Assets

The term "liquid" means "the measure of the extent to which a person or firm has -- or has the ability to quickly put hands on -- cash to meet immediate and short-term obligations." 35 Total Points

Lesson 3 Video
Review Article: What are Liquid Assets?
Review Article: What Is Non-Liquid Inventory?
Complete: Lesson 3 Assignment
Complete Exam: Lesson 3: Liquid and Non-Liquid Assets

Lesson 4: Checking

Checking accounts are transaction accounts that allow you to authorize the transfer of money to another person or organization, either by writing a check, withdrawing cash, or by making an electronic transfer. 34 Total Points

Lesson 4 Video
Review Article: Tips for Protecting a Checking Account
Review Article: Managing a Checking Account
Take Poll: Checking Account
Complete: Lesson 4 Assignment
Complete Exam: Lesson 4: Checking

Lesson 5: Savings Savvy

Motley Fool, a company whose purpose is to "educate, amuse, and enrich" says the number one rule for asset allocation is: "If you need the money in the next year, it should be in cash. 35 Total Points

Lesson 5 Video
Review Article: Basic Savings Account
Complete: Lesson 5 Assignment
Complete Exam: Lesson 5: Savings Savvy

Lesson 6: Wireless Banking

Banks are using the latest technologies to develop banking features and services that aim to give customers a user-friendly experience. Some of these banking innovations may change the way you manage your money. 34 Total Points

Lesson 6 Video
Review Article: The Future of Wireless Banking
Review Article: Mobile Banking
Take Poll: Wireless Banking
Complete: Lesson 6 Assignment
Complete Exam: Lesson 6: Wireless Banking

Lesson 7: Debt

The first step in determining your place in the debt-to-comfort zone is to measure your expenditures -- your money outflow. 35 Total Points

Lesson 7 Video
Review Article: Debt Elimination Tips
Complete: Lesson 7 Assignment
Complete Exam: Lesson 7: Debt

Lesson 8: Credit Cards

Credit cards are the easiest and fastest way, by far, to pay for goods and services. Bills can even be paid by credit card. 34 Total Points

Lesson 8 Video
Review Article: The Island Approach to Credit Cards
Take Poll: Credit Cards
Complete: Lesson 8 Assignment
Complete Exam: Lesson 8: Credit Cards

Lesson 9: Investments

Should you always invest a portion of your savings in securities like stocks and mutual funds? 34 Total Points

Lesson 9 Video
Review Article: Investments
Review Video: Last Week Tonight with John Oliver: Retirement Plans (HBO)
Complete: Lesson 9 Assignment
Complete Exam: Lesson 9: Investments

Lesson 10: Loans

Loans come in as many varieties as there are people and circumstances. 35 Total Points

Lesson 10 Video
Review Article: Student Loan Consolidation Tips
Complete: Lesson 10 Assignment
Complete Exam: Lesson 10: Loans

Lesson 11: Conclusion

You're back from your dream vacation, tanned and relaxed. With any hope, your financial outlook is rosy. Review your itinerary and your journey through the three steps - plan, execute and travel. 84 Total Points

Lesson 11 Video
Review Article: 10 Tips for Staying on Budget
Review Article: Tips on Saving Money
Take Poll: What do you think about this course?
Take Survey: Program Evaluation Follow-up Survey (End of Course)
Complete: Lesson 11 Assignment
Complete Exam: Lesson 11: Conclusion
Complete: Final Exam

430

Total Course Points

Additional Course Information

Document Your Lifelong Learning Achievements
Earn an Official Certificate Documenting Course Hours and CEUs
Verify Your Certificate with a Unique Serial Number Online

View and Share Your Certificate Online or Download/Print as PDF
Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media

Course Title: Personal Finance 101: How to Manage Your Money

Course Number: 8900067

Languages: English - United States, Canada and other English speaking countries

Course Type: Motivational

CEU Value: 0.7 IACET CEUs (Continuing Education Units)

CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET).

Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned.

Assessment Method: Lesson assignments and review exams

Instructor: John Chouinard

Syllabus: View Syllabus

Duration: Continuous: Enroll anytime!

Requirements: View Technical Requirements

Course Fee: $50.00 (no CEU Certification) || with CEU Certification: $75.00

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Student Testimonials

"The instructor was beyond excellent." -- Janet D.
"The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
"The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.
"To be honest, just every thing was very well done....The instructer gave me great feedback." -- Henry N.
"This is a great course. Very well designed and extremely helpful." -- Mohammad H.