Personal Finance 101: How to Manage Your Money

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Course Description

Imagine you're going on a trip…It sounds odd, but your journey to understanding, growing and maintaining personal finance starts with your imagination. That's not all it takes, but, by imagining, dreaming and believing, these intangibles will begin to take shape.

Of course, you'll need tangible actions to achieve your results. After all, you can believe you want to go on a cruise, but until you step on the boat, you'll never get there.

During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel. Plan--maintain checking and savings accounts, create assessments in order to understand your financial standing and create a foundation for your financial standing, Execute-- manage debt, build and manage your credit score as well as balance accounts for future financial security--and finally, Travel--live your dream by generating wealth and controlling spending, making sound investments in stocks and bonds, and even begin starting and growing retirement accounts. These are your steps to financial freedom and you can achieve them all from within the comfort of your home. No matter where you are in your journey, by end of this course, you'll have a clear map to where you want to go and helpful hints to guide you along the way.

Course Requirements

This course will not require you to have previous experience in any particular area but you should have a high school reading level. No books will be required.

Course Topics


Lesson 1: Introduction

Lesson 2: Assets

Lesson 3: Liquid and Non-Liquid Assets

Lesson 4: Checking

Lesson 5: Savings Savvy

Lesson 6: Wireless Banking

Lesson 7: Debt

Lesson 8: Credit Cards

Lesson 9: Investments

Lesson 10: Loans

Lesson 11: Conclusion

Course Materials

All course materials is provided in this class. There is no need to buy additional resources.

Grading Policy

Each lesson will include a written and practice assignment that will directly apply what you have learned.

A brief 25 pt. quiz will follow each lesson. Students will successfully complete this course with 70% or higher.

Learning Outcomes

By successfully completing this course, students will be able to:
  • Define what personal finances are and their importance on your life.
  • Define your assets.
  • Describe and define your liquid and non-liquid assets.
  • Describe checking accounts, saving accounts, mobile banking.
  • Define what your debt is.
  • Know what credit cards are and how they can be both helpful and harmful.
  • Identify investments.
  • Know loans and what to look for, and
  • Demonstrate mastery of lesson content at levels of 70% or higher.

Assessment Guide

Assessment Points
An Introduction1
Lesson 1: Introduction9
Lesson 2 Assignment10
Lesson 2: Assets10
Lesson 3: Liquid and Non-Liquid Assets10
Lesson 4 Assignment10
Lesson 4: Checking9
Lesson 5 Assignment10
Lesson 5: Savings Savvy10
Lesson 6: Wireless Banking7
Lesson 7 Assignment2
Lesson 7: Debt10
Lesson 8: Credit Cards9
Lesson 9: Investments9
Lesson 10: Loans10
Lesson 11 Assignment2
Lesson 11: Conclusion6
Final Exam53
Total Points:187

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