Online Course: Understanding Finances, What I wished I knew at 20 rather than 64! - Certificate and CEUs
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Online Class: Understanding Finances, What I wished I knew at 20 rather than 64!

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Course Cost
Basic Course: $29.00
with Certificate & CEUs: $54.00
The objectives of this personal finance course are to: 1. Be able to find out what different financial terms mean 2. Be able to graph a stock or mutual fund, 3. Be able to screen stocks or mutual funds to pick winners, 4. Develop buy guidelines, 5. Develop sell guidelines, 6. Be able to read a financial chart, and 7.Starting with a paper portfolio of $5000 grow it! Your portfolio can only contain three stocks and three mutual funds. You can buy and sell at any time. These objectives will be expanded upon during the course. The major objective is to have $5000 or more at the end of the course. The minor objective is to show you how a few methods work. The final objective is for you to evaluate which method had the biggest impact on your paper portfolio. Enroll today! This is a self-paced, online course. You have 6 months to finish. An instructor will monitor your progress and assess your body of work at course completion. UniversalClass™ offers many wonderful learning tools to help you get the most out of your online course, including an online portfolio service that manages all your course completions. This class has been officially reviewed by our Course Review Committee that scrutinizes course content and instructor participation. This course has received our Committee's highest rating: 4 stars.

If you would like to receive more information regarding this course, scroll down and fill out the "Request More Information" form and we'll try to answer any of your questions within the day.

Continuing Education Units (CEU)
1.0 CEUs

Course Description

The basic facts and reasons of finance:

  • What it is supposed to do.
  • What general ideas does it propose.
  • What you are supposed to do!

Using the Web as your research tool in finances. From budgeting to financial planning and using financial calculators. Buy or lease, save or put on credit are questions that will be covered. What are loans, stock, mutual funds?

This class is just the beginning of your knowledge!


Understanding Finances, What I wished I knew at 20 rather than 64! Instructor Ronald Newton has developed this basic and practical course for all of us who are confused about finance. His goals for us are to: 1. Correct faulty thinking, 2. Provide help and motivation for you to take charge of your finances, 3. Understanding the role of financial planners, 4. Establish what needs are versus desires. 5. Making a budget, 6. Investing Awareness, 7. Insurance planning, 8. How to get money, 9. Better yet, how to keep money, 10. What to invest in, 11. Stock Basics, 12. Mutual Fund Basics, 13. What financial resources are available on the Internet, 14. Provide a taste of investing without risking your hard earned money, and 15. Develop your common sense with regard to finances.

Instructor Newton hopes to take you gently by the hand and set your financial house in order without invading your privacy. This class is an on-going class, which means you can start it at any time. It is also a self-study class. Your progress is determined by you --- not other students. Your situation and finances determine what steps you take. Assignments are to help you take those steps. You will give him no financial data. Lessons are to motivate and show you how to take the first steps. Life has a strange habit of taking you anywhere if you don't have goals.


This course offers 1.0 CEUs upon successful completion. You may take this online course with or without CEU documentation. An online and hard-copy Certificate of Course Completion displaying your coursework and CEUs earned is included with the CEU Option. We also offer an expedited Transcript Service for sending your accomplishments to a third party.

Course Lessons

  1. Finances Introduction - High-level Overview
  2. What Finances Are? - The viewpoint and meaning of finances in this course. What is the scope of finances.
  3. Education, Financial Planners, Stocks and Marriage. - Just starting out. A general plan, the value of education and how to make money. Difference between brokers and planners. Marriage queries to be taken to heart.
  4. Risky Business - An overview of Insurance and Risks.
  5. Investing - What to invest in?
  6. What to do with the stock market - How to invest!
  7. Mutual Funds - I will attempt to guide you in selecting mutual funds. I will step through a selection process. You will see resources for research. There are guidelines you may follow.
  8. Loans and Interest - Loans cost money. You want the cheapest one you can find. Make loans and credit cards a last resort.
  9. Let the fun and games begin - Paper trading in stocks & mutual funds.
  10. Now What? - Your reaction to this class.
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Optional Certificates Awarded

  1. Certificate of Appreciation
  2. Certificate of Merit
  3. Certificate of Outstanding Achievement
  4. Certificate of Academic Excellence

Certificates awarded by the instructor will vary and are based upon student merit. Any awards you earn are considered unofficial (or temporary) unless you decide to make the award official. To make an award official, there is a $30.00 processing fee that covers the customization, printing, and shipping of a hard copy of the certificate as well as access to the UniversalClass™ Transcript Service. Official awards include a serial number that verifies the authenticity of the award you earned for a lifetime (great for employers to verify your achievement).

Additional Information

Course Title : Understanding Finances, What I wished I knew at 20 rather than 64!
CEU Value : (Continuing Education Units)
Course Number : 11267
Course Type : Guidance/Counseling
Course URL : http://f101.onlineclasses.com
Course Review :
Instructor : Ronald Newton
Syllabus : View Syllabus
Duration : Continuous: Enroll anytime!
Course Fee :
Basic Course: $29.00
with CEUs & Certificate: $54.00
NOT FOR COLLEGE CREDIT
This is a non-credit course. This course may not fulfill any local, state, government, licensing, or educational requirements.
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Document your coursework with a Certificate of Course Completion. Pre-pay now for the Certificate Option and receive a $5.00 discount off the regular certificate price (normally $30.00). Includes both an online version and a hard-copy of your certificate, verified and tracked by a unique serial number.


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