Online Course: Credit Report and Repair - Certificate and CEUs
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Online Class: Credit Report and Repair

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Enroll today! This is a self-paced, online course. You have 6 months to finish. An instructor will monitor your progress and assess your body of work at course completion.
Course Cost: 6 Month Subscription
Basic Course (no certificate)   =   $35.00
Course with Certificate & CEUs   =   $60.00
Earn a certificate (both hard copy and electronic) upon successful completion (additional charges apply). UniversalClass™ offers many wonderful learning tools to help you get the most out of your online course, including an online portfolio service that manages all your course completions.
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Course Description

Credit governs everyone's lives. It is what allows people to buy a house, get a car, have a credit card and generally live a life they cannot really afford. Sadly, many people get into a debt spiral that soon goes out of control. They have trouble keeping their head above water, and soon they fall under as the weight of debt drags them down.

 

Thankfully, credit can be managed and all it takes is having the ability to change how one lives their life. By implementing the lessons explained in this course, an individual will be able to take their credit and repair it.

This is not to say that it will be easy. If anything, it will be very difficult to do. They will be struggling to keep their head above water, but as they persevere, they will be able to slowly fix their credit and get credit relief.

 

Credit scoreThe statistics are staggering with how many people suffer from credit problems. Millions, with that number growing because of the economy, are actually using credit to keep their heads above water. This is a losing strategy that only results in them losing nearly everything they have as the water quickly pulls them under and the debt rock shows no signs of letting go.

 

There are many ways that a person can get rid of debt, and they are covered in this course. These include:

 

  1. Understanding Credit
  2. Understanding a credit score
  3. Understanding how credit is affected
  4. Understanding Credit Cards
  5. Understanding Foreclosure
  6. Understanding Bankruptcy
  7. Understanding the Debt to Income Ratio
  8. Understanding the Debt Spiral
  9. Finding Debt Counseling
  10. Finding Debt Consolidation
  11. Learning to live within one's means
  12. Learning how to budget
  13. Knowing how to stay on track
  14. Understanding Credit Reports
  15. Fixing Credit Errors

 

These must be done right, and cannot be rushed. To get out of debt and realize credit relief, one has to work hard to do so. This course will explain how to repair credit using the tips that have helped millions of other people raise their credit score hundreds of points through know-how and determination.

Course Lessons

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Lesson 1 : What Is Credit?

Lesson One: What Is Credit?
Forms of Credit
Credit Stats

Lesson 2 : What Is A Credit Score?

Lesson Two: What Is A Credit Score?
FICO Score
How Is The Score Calculated?
Range of Scores

Lesson 3 : How Is Your Credit Affected?

Lesson Three: How Is Your Credit Affected?
Paying Bills
Applying For Credit
Credit Cards
Foreclosure
Bankruptcy

Lesson 4 : Credit Cards

Lesson Four: Credit Cards
How Many Cards?
Minimum Payments
Cash Advances

Lesson 5 : Foreclosure

Lesson 5 : Foreclosure

Lesson 6 : Bankruptcy

Lesson Six: Bankruptcy
Bankruptcy And Credit Score
Bankruptcy Statistics

Lesson 7 : Debt to Income Ratio

Lesson Seven: Debt to Income Ratio
Why Does It Matter?
How Do You Lower It?
What Is The Best Ratio
What Is The Worst Ratio

Lesson 8 : The Debt Spiral

Lesson Eight: The Debt Spiral
Getting Out Of The Spiral

Lesson 9 : Debt Counseling

Lesson Nine: Debt Counseling
A Brief History of Credit Counseling
A Good Choice?
Be Careful

Lesson 10 : Debt Consolidation

Lesson Ten: Debt Consolidation
When To Get It?
Predatory Lending
Loans Versus Debt Consolidation

Lesson 11 : Living In Your Means

Lesson Eleven: Living In Your Means
Credit Is Not Cash
Limiting Purchases
Planning Ahead
Sell What Is Not Needed
Think About Purchases
Go For Lower Interest Rates

Lesson 12 : Budgeting

Lesson Twelve: Budgeting
Making A Budget
Things That Can Ruin A Good Budget
What About Slip Ups?

Lesson 13 : Tips For Staying On Track

Lesson Thirteen: Tips For Staying On Track
Can It Be Done?

Lesson 14 : Credit Reports

Lesson Fourteen: Credit Reports
How Often To Check?
Who Provides Them?
How Many Use Credit Reports?
Advantages Of Credit Reports

Lesson 15 : Credit Errors

Lesson Fifteen: Credit Errors
How To Prevent It
Fix The Errors
Keeping Detailed Records
How Much Can It Damage?

Optional Certificates Awarded

  1. Certificate of Merit
  2. Certificate of Academic Excellence
Certificates may be awarded by the instructor at his/her own discretion and are based on student merit. To save your award and have a hard-copy delivered, there is a $30.00 processing fee that covers the customization, printing, and delivery of the award, as well as access to the UniversalClass™ Portfolio Service that documents your achievements online. Official awards have a serial number that verifies the authenticity of the award (great for employers to verify your achievement).
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Additional Information

Course Title : Credit Report and Repair
CEU Value :

1.0 (Continuing Education Units)

Course Number : 7550109
Course Type : How To
Course URL :

http://creditrepair.onlineclasses.com

Course Rating : Excellent Course! 4 Star Rating
Instructor :

Jerry Borland

Syllabus :

View Syllabus

Duration : Continuous: Enroll anytime!
Course Fee :

Basic Course: $35

   

with CEUs & Certificate: $60

NOT FOR COLLEGE CREDIT
This is a non-credit course, and is provided for your personal enrichment. This course is not intended to be a substitute for any state, government, licensing, or educational requirements.

Choose from 5 Payment Methods

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To use any of these methods you must press the "Join this Course" button on this screen and go through the online registration process in order to generate the correct order form and correctly process your enrollment.

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