Universal Class - Leading Provider of Continuing Education
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$30.00
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$55.00
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1.0 CEUs  ::  10 Contact Hours  ::  Self-Paced  ::  Instructor Support  ::  6 Month Subscription

Course Description

Imagine you're going on a trip…It sounds odd, but your journey to understanding, growing and maintaining personal finance starts with your imagination. That's not all it takes, but, by imagining, dreaming and believing, these intangibles will begin to take shape.

Of course, you'll need tangible actions to achieve your results. After all, you can believe you want to go on a cruise, but until you step on the boat, you'll never get there.

During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel. Plan--maintain checking and savings accounts, create assessments in order to understand your financial standing and create a foundation for your financial standing, Execute-- manage debt, build and manage your credit score as well as balance accounts for future financial security--and finally, Travel--live your dream by generating wealth and controlling spending, making sound investments in stocks and bonds, and even begin starting and growing retirement accounts. These are your steps to financial freedom and you can achieve them all from within the comfort of your home. No matter where you are in your journey, by end of this course, you'll have a clear map to where you want to go and helpful hints to guide you along the way.


* Instantly download, print, and share your CEU Certificate at course completion (additional shipping/handling charges apply for hard copy delivery). UniversalClass™ offers many wonderful learning tools including an online portfolio service that manages all your course completions and CEUs.
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Course Lessons

  • Lesson 1: Introduction to Personal Finances

    Why is it important to be attentive to your personal finances?
  • Lesson 2: Assets

    What does the word "plan" mean to you? Do you think of effort, action, or toil?
  • Lesson 3: Liquid and Non-Liquid Assets

    The term "liquid" means "the measure of the extent to which a person or firm has -- or has the ability to quickly put hands on -- cash to meet immediate and short-term obligations."
  • Lesson 4: Checking

    Checking accounts are transaction accounts that allow you to authorize the transfer of money to another person or organization, either by writing a check, withdrawing cash, or by making an electronic transfer.
  • Lesson 5: Savings Savvy

    Motley Fool, a company whose purpose is to "educate, amuse, and enrich" says the number one rule for asset allocation is: "If you need the money in the next year, it should be in cash.
  • Lesson 6: Wireless Banking

    Banks are using the latest technologies to develop banking features and services that aim to give customers a user-friendly experience. Some of these banking innovations may change the way you manage your money.
  • Lesson 7: Debt

    The first step in determining your place in the debt-to-comfort zone is to measure your expenditures -- your money outflow.
  • Lesson 8: Credit Cards

    Credit cards are the easiest and fastest way, by far, to pay for goods and services. Bills can even be paid by credit card.
  • Lesson 9: Investments

    Should you always invest a portion of your savings in securities like stocks and mutual funds?
  • Lesson 10: Loans

    Loans come in as many varieties as there are people and circumstances.
  • Lesson 11: Conclusion

    You're back from your dream vacation, tanned and relaxed. With any hope, your financial outlook is rosy. Review your itinerary and your journey through the three steps - plan, execute and travel.
Course Title: Personal Finance 101: How to Manage Your Money
Languages: English - United States, Canada, United Kingdom, Australia, New Zealand, and other English speaking countries
Course Number: 8900067
Course Type: Motivational
Course URL: http://personalfinance.onlineclasses.com
Instructor: John Chouinard
Syllabus: View Syllabus
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned
Assessment Method: Lesson assignments and review exams
Duration: Continuous: Enroll anytime!
Requirements: View Technical Requirements
Course Fee: Basic Course: $30.00 (no CEU Certification)
  with CEU Certification: $55.00
Average Lesson Rating: (785 votes)
4 / 5 Stars (Average Rating) 4 / 5 Stars (Average Rating) 4 / 5 Stars (Average Rating) 4 / 5 Stars (Average Rating) 4 / 5 Stars (Average Rating)
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Online CEU Certificate
1.0 CEUs
10 Contact Hours
IACET CEU APPROVED
  • Document Your Lifelong Learning Achievements
  • Earn an Official Certificate Documenting Course Hours and CEUs
  • Verify Your Certificate with a Unique Serial Number Online
  • View and Share Your Certificate Online or Download/Print as PDF
  • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media
CEU Value: 1.0 IACET CEUs (Continuing Education Units)
Standard: Course Adheres to the ANSI/IACET 1-2007 Standard
CE Accreditation: Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET), 1760 Old Meadow Road, Suite 500, McLean, VA 22102.
Grading Policy: Earn a final grade of 70% or higher to receive an online/downloadable CEU Certification documenting CEUs earned
Assessment Method: Lesson assignments and review exams

Learning Outcomes

By successfully completing this course, students will be able to:
  • Demonstrate mastery of lesson content at levels of 70% or higher.
An IntroductionAssignment5
Lesson 1 AssignmentAssignment25
Lesson 1: IntroductionExam9
Lesson 2 AssignmentAssignment25
Lesson 2: AssetsExam10
Lesson 3 AssignmentAssignment25
Lesson 3: Liquid and Non-Liquid AssetsExam10
Lesson 4 AssignmentAssignment25
Lesson 4: CheckingExam10
Lesson 5 AssignmentAssignment25
Lesson 5: Savings SavvyExam10
Lesson 6 AssignmentAssignment25
Lesson 6: Wireless BankingExam9
Lesson 7 AssignmentAssignment25
Lesson 7: DebtExam10
Lesson 8 AssignmentAssignment25
Lesson 8: Credit CardsExam9
Lesson 9 AssignmentAssignment25
Lesson 9: InvestmentsExam9
Lesson 10 AssignmentAssignment25
Lesson 10: LoansExam10
Lesson 11 AssignmentAssignment25
Lesson 11: ConclusionExam6
Final ExamExam53
Total Points:435

Student Testimonials

  • "The instructor was beyond excellent." -- Janet D.
  • "The instructor was very good and gave positive feedback. Found everything in the class most useful." -- Marlis W.
  • "The Instructor seemed very nice, and answered me in a timely manner. I really enjoyed the lessons on debt, and the one on Loans. These were my favorites because of the fact I wanted to know more about this in my life. I am not overwhelmed with debt but don't want to be!" -- Theresa J.
  • "To be honest, just every thing was very well done....The instructer gave me great feedback." -- Henry N.
  • "This is a great course. Very well designed and extremely helpful." -- Mohammad H.

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