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Course Description
Retirement for many of us can already be a fact of life. For others, it is looming on the horizon and the closer we get the more uneasy we feel about that next step. We are filled with questions about just how we will pay for our retirement. What will it cost? How much will you get from Social Security? What if you do not wish to quit working entirely, but are being forced into retirement by your company? Are you ready for retirement emotionally?
There are many questions about retirement, mainly because retirement is now considered a phase of our lives rather than a couple years spent marking time after we stop working. The latest statistics indicate that most people who retire today can look forward to decades of time spent in retirement, and with that much time on our hands, it is imperative that we plan carefully. We need to develop a financial plan. We need to develop a health and exercise plan. We need to develop and emotional and social support plan.
This online class will address a number of these issues and give you a place to start. Financial concerns regarding IRA's, insurance, and what you should do with your house will be addressed. Specific health recommendations will be made to maximize your physical condition during retirement. And what about your social and family relationships? Most of us have allowed these very important relationships to lapse when our happiness during retirement is actually based on them.
Finally, we will talk about how to prepare for retirement and what you will do with your time. There are many of us who really wanted to do something else with our lives. Once you retire from your "real" job, you may be very pleasantly surprised to realize that you can now finally pursue the life of your dreams.
Course Lessons
Lesson One : The Plan for Retirement
Far too many people have only a vague idea of what retirement is, and therefore simply wait for it to happen and make no plans for it. This is a recipe for disaster.
Lesson Two: Investing
The last third of our lives can be spent in that state commonly referred to as "retirement".
Lesson Three: More Sources of Retirement Income
Social Security was initially established in 1935 as a social insurance plan to provide supplementary income for retired or disabled individuals.
Lesson Four: Other Sources of Retirement Income
The first piece of real estate to consider in your retirement is your own home. If you have owned your home for years and not tapped into the equity for any reason, you could realize a great deal of money from it.
Lesson Five: Unexpected or Unanticipated Expenses
Taxes have been a constant; sales tax, property tax, income tax, etc. Most Americans have managed to handle taxes without becoming intimately involved.
Lesson Six: Investing In Health
Now that we've given you a good understanding of your financial retirement responsibilities, it is now time to address the other vital concerns to hel ensure a terrific retirement phase of your life.
Lesson Seven: Family Life
Retirement is when you reap what you have been sowing all these years. Only this lesson is about family and not about money.
Lesson Eight: Silver and Gold
Any social relationship is typically based on proximity and convenience. They arise out of our daily activities; school, church, and work. Look at your own social circle.
Lesson Nine: Developing Interests and Self-Worth
Many of us envision retirement as that long awaited endless summer vacation. We've been vigilant about preparing ourselves financially and when the big day finally arrives, many of us are disappointed.
Lesson Ten: Where To Live
Retirement often brings to mind places of infinite sunshine and a number of retirees sell everything and move to Florida or Arizona. For some, this is like moving to paradise.
Lesson Eleven: How to Live the Life of Your Dreams
By now you will have discovered that retirement is not a short period where you sit around waiting to die.
Optional Certificates Awarded
Certificate of Merit
Certificate of Academic Excellence
In addition to the standard Certificate of Course Completion, Merit Awards may be issued by the instructor at his/her own discretion and are based on student achievement. Merit awards also incur an additional $30.00 processing fee that covers the customization, printing, and delivery of the award, as well as access to the UniversalClass™ Portfolio Service that documents your achievements online. Official Merit Awards have a serial number that verifies the authenticity of the award (great for employers to verify your achievement).
This is a non-credit course, and is provided for your personal enrichment.
This course is not intended to be a substitute for any state, government, licensing, or educational requirements.
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($60.00) The average individual knows very little about economics and tends to believe whatever was seen or heard on television. more
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